Plan Your Perfect Retirement

Take control of your financial future with our comprehensive↗ sort of basic retirement calculator.

Get personalized projections and discover your retirement date in just 2 minutes.

✅Your exact retirement date

✅Monthly savings target

✅Interactive growth charts

or scroll down to start calculating →

Retirement Calculator

Plan your retirement with our comprehensive calculator. All sections are organized below - you can collapse any you don't need.

Essential Information

Region

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📊 Using UK regional defaults: 2% inflation, 5% returns, £11,504/year state pension

Date of Birth

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Quick decade select:

Current Pension Pot (£)

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Enter 0 if you're starting from scratch

Monthly Savings (£)

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Include both your contributions and employer matching

Desired Annual Income in Retirement (£)

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In today's purchasing power - will be adjusted for inflation

Stop Saving at Age

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Expected Death Age

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Expected Inflation Rate (%)

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UK historical average: 2-3%

Expected Investment Return (Max 25%)

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5-7% is common for balanced portfolios

Increase savings by inflation rate

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Your £800/month will grow with inflation (recommended)

Your State Pension Age

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Enter your date of birth to see your state pension age

Expected State Pension: 100%

0% (No pension)100% (Full pension)

You need 35 years of National Insurance contributions for the full pension. Check gov.uk for your current forecast.

See how redirecting daily expenses like coffee into investments could change your retirement date!

Daily Expense Amount (£)

Coffee: £3.50 | Lunch: £8.50

Working Days/Week

Vacation Days/Year

✓ Your values are automatically saved

💡 Recommended4.5% APY

High-Yield Savings Account

Build your emergency fund with 4.5% APY. FDIC insured, no minimums.

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⚠️ Disclaimer: This calculator is for educational purposes only. The projections are based on assumptions about returns, inflation, and pension amounts which may not reflect reality. It does not account for tax, fees, policy changes, or unexpected expenses. This is not financial advice. Always consult a qualified financial adviser before making retirement decisions.

💡 Affiliate Disclosure: Some links on this website are referral or affiliate links. This means we may earn a commission if you sign up or make a purchase through these links, at no extra cost to you. These partnerships help support the site.

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